Philly Cheesesteak Meatloaf Recipe
Introduction
Philly Cheesesteak Meatloaf combines the rich flavors of a classic Philly cheesesteak into a comforting, hearty meatloaf. This dish is packed with savory ground beef, melted cheddar, sautéed onions, and a creamy cheese sauce that elevates every bite.

Ingredients
- 2 pounds ground beef (85% or 90% lean)
- 1 medium yellow onion (half diced, half sliced)
- 1 medium green bell pepper (diced)
- 1 cup cheddar cheese (shredded)
- 2 large eggs
- 3 teaspoons garlic (minced)
- 2 tablespoons ketchup
- 1 tablespoon Worcestershire sauce
- 2 slices bread (cubed)
- ⅓ cup milk
- ½ teaspoon salt
- 1 teaspoon black pepper
- 1 teaspoon paprika
- 2 tablespoons butter
- ½ cup milk (for cheese sauce)
- 2 ounces cream cheese (sliced)
- 1 teaspoon cornstarch
- ¼ teaspoon salt (for cheese sauce)
- ¼ teaspoon garlic powder
- ¼ teaspoon mustard powder
- ¼ teaspoon onion powder
- 1 cup cheddar cheese (shredded, for cheese sauce)
Instructions
- Step 1: Preheat your oven to 350℉ and line a baking sheet with parchment paper.
- Step 2: In a large bowl, combine ground beef, half of the diced onions, diced bell pepper, 1 cup shredded cheddar, eggs, garlic, ketchup, Worcestershire sauce, cubed bread, ⅓ cup milk, salt, black pepper, and paprika. Mix until just combined.
- Step 3: Shape the mixture into a loaf and place it in the center of the prepared baking sheet. Bake for 50 minutes.
- Step 4: About 10 minutes before the meatloaf finishes baking, melt butter in a skillet over medium heat. Sauté the sliced onions until soft and translucent.
- Step 5: Meanwhile, in a saucepan over medium-low heat, add ½ cup milk and cream cheese. Whisk continuously until the cream cheese is fully melted and blended into the milk.
- Step 6: Add cornstarch, salt, garlic powder, mustard powder, and onion powder to the sauce. Whisk until smooth and well combined.
- Step 7: Gradually add 1 cup shredded cheddar cheese to the sauce, whisking constantly until the cheese has melted and the sauce is smooth.
- Step 8: Remove the meatloaf from the oven and let it rest for 5 minutes. Pour the cheese sauce evenly over the top, then sprinkle the sautéed onions on top before serving.
Tips & Variations
- Use fresh bread for better texture in the meatloaf or substitute with breadcrumbs if preferred.
- Add thinly sliced mushrooms along with the bell peppers for an extra layer of flavor.
- Try provolone cheese in the cheese sauce for a closer Philly cheesesteak taste.
- For a spicier kick, add a pinch of red pepper flakes to the meat mixture or cheese sauce.
Storage
Store leftovers in an airtight container in the refrigerator for up to 4 days. Reheat gently in the microwave or oven to preserve the creamy sauce and prevent the meatloaf from drying out.
How to Serve

Serve this delicious recipe with your favorite sides.
FAQs
Can I use a different type of ground meat?
Yes, you can substitute ground beef with ground turkey or pork, but keep in mind the taste and fat content will vary. Adjust seasoning as needed.
How do I know when the meatloaf is fully cooked?
The internal temperature should reach 160℉ when measured with a meat thermometer inserted into the center of the loaf. This ensures it is safe to eat and juicy.
PrintPhilly Cheesesteak Meatloaf Recipe
This Philly Cheesesteak Meatloaf recipe brings the savory flavors of the classic Philly cheesesteak sandwich into a comforting, hearty meatloaf. Ground beef is combined with bell peppers, onions, and melted cheddar cheese, baked to perfection, and topped with a creamy cheese sauce and sautéed onions for an indulgent and flavorful meal.
- Prep Time: 20 minutes
- Cook Time: 50 minutes
- Total Time: 1 hour 15 minutes
- Yield: 6 to 8 servings 1x
- Category: Main Course
- Method: Baking
- Cuisine: American
Ingredients
Meatloaf
- 2 pounds ground beef (85% or 90% lean)
- 1 medium yellow onion (half diced, half sliced)
- 1 medium green bell pepper (diced)
- 1 cup cheddar cheese (shredded)
- 2 large eggs
- 3 teaspoons garlic (minced)
- 2 tablespoons ketchup
- 1 tablespoon Worcestershire sauce
- 2 slices bread (cubed)
- ⅓ cup milk
- ½ teaspoon salt
- 1 teaspoon black pepper
- 1 teaspoon paprika
Cheese Sauce
- 2 tablespoons butter
- ½ cup milk
- 2 ounces cream cheese (sliced)
- 1 teaspoon cornstarch
- ¼ teaspoon salt
- ¼ teaspoon garlic powder
- ¼ teaspoon mustard powder
- ¼ teaspoon onion powder
- 1 cup cheddar cheese (shredded)
Instructions
- Preheat Oven: Preheat your oven to 350°F and line a baking sheet with parchment paper to prevent sticking and make cleanup easier.
- Prepare Meatloaf Mixture: In a large bowl, combine the ground beef, half diced yellow onion, diced green bell pepper, 1 cup shredded cheddar cheese, eggs, minced garlic, ketchup, Worcestershire sauce, cubed bread, ⅓ cup milk, salt, black pepper, and paprika. Gently mix until just combined to maintain a tender texture.
- Shape and Bake: Form the mixture into a loaf shape and place it in the center of the prepared baking sheet. Bake in the preheated oven for 50 minutes, allowing the meatloaf to cook through and develop a nice crust.
- Sauté Onions: About 10 minutes before the meatloaf finishes baking, melt butter in a skillet over medium heat. Add the sliced yellow onions and sauté until they become soft and translucent, which adds sweetness and depth to the topping.
- Prepare Cheese Sauce: In a saucepan over medium-low heat, combine milk and cream cheese, whisking continuously until the cream cheese melts and blends smoothly with the milk.
- Add Seasonings and Cornstarch: Stir in cornstarch, salt, garlic powder, mustard powder, and onion powder, whisking well to incorporate all ingredients without lumps.
- Melt Cheddar Cheese: Gradually add the shredded cheddar cheese to the sauce, whisking constantly until the cheese is fully melted and the sauce is smooth and creamy.
- Finish and Serve: Remove the meatloaf from the oven and let it rest for 5 minutes to redistribute the juices. Pour the prepared cheese sauce evenly over the top of the meatloaf and garnish with the sautéed onions. Serve warm and enjoy the rich flavors.
Notes
- For a spicier version, consider adding some crushed red pepper flakes or a small amount of hot sauce to the meat mixture.
- Use day-old or slightly toasted bread for better texture in the meatloaf mixture.
- Letting the meatloaf rest after baking helps juices redistribute, making it more moist.
- The cheese sauce can be prepared in advance and reheated gently before serving.
- Substitute ground turkey or chicken for a leaner version of the meatloaf.
Keywords: Philly cheesesteak meatloaf, meatloaf recipe, cheesy meatloaf, ground beef meatloaf, comfort food, American meatloaf

